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Terms and Conditions

Welcome to HAF Modular Home!

These terms and conditions outline the rules and regulations for the use of WWCG INVESTMETS INC's Website, located at

By accessing this website we assume you accept these terms and conditions. Do not continue to use HAF Modular Home if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of sg. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.


We employ the use of cookies. By accessing HAF Modular Home, you agreed to use cookies in agreement with the WWCG INVESTMETS INC's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.


Unless otherwise stated, WWCG INVESTMETS INC and/or its licensors own the intellectual property rights for all material on HAF Modular Home. All intellectual property rights are reserved. You may access this from HAF Modular Home for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from HAF Modular Home

  • Sell, rent or sub-license material from HAF Modular Home

  • Reproduce, duplicate or copy material from HAF Modular Home

  • Redistribute content from HAF Modular Home

This Agreement shall begin on the date hereof. 

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. WWCG INVESTMETS INC does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of WWCG INVESTMETS INC, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, WWCG INVESTMETS INC shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

WWCG INVESTMETS INC reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy

  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant WWCG INVESTMETS INC a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;

  • Search engines;

  • News organizations;

  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and

  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;

  • community sites;

  • associations or other groups representing charities;

  • online directory distributors;

  • internet portals;

  • accounting, law and consulting firms; and

  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of WWCG INVESTMETS INC; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to WWCG INVESTMETS INC. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or

  • By use of the uniform resource locator being linked to; or

  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of WWCG INVESTMETS INC's logo or other artwork will be allowed for linking absent a trademark license agreement.


Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.


To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website.

Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;

  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;

  • limit any of our or your liabilities in any way that is not permitted under applicable law; or

  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.


At HAF Modular Home, accessible from, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by HAF Modular Home and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in HAF Modular Home. This policy is not applicable to any information collected offline or via channels other than this website.


By using our website, you hereby consent to our Privacy Policy and agree to its terms.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information.

If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide.

When you register for an Account, we may ask for your contact information, including items such as name, company name, address, email address, and telephone number.

How we use your information

We use the information we collect in various ways, including to:

  • Provide, operate, and maintain our website

  • Improve, personalize, and expand our website

  • Understand and analyze how you use our website

  • Develop new products, services, features, and functionality

  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes

  • Send you emails

  • Find and prevent fraud

Log Files

HAF Modular Home follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, HAF Modular Home uses "cookies". These cookies are used to store information including visitors' preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

Our Advertising Partners

Some of advertisers on our site may use cookies and web beacons. Our advertising partners are listed below. Each of our advertising partners has their own Privacy Policy for their policies on user data. For easier access, we hyperlinked to their

Privacy Policies below.

Advertising Partners Privacy Policies

You may consult this list to find the Privacy Policy for each of the advertising partners of HAF Modular Home.

Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on HAF Modular Home, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that HAF Modular Home has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

HAF Modular Home's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the CCPA, among other rights, California consumers have the right to:

  • Request that a business that collects a consumer's personal data disclose the categories and specific pieces of personal data that a business has collected about consumers.

  • Request that a business delete any personal data about the consumer that a business has collected.

  • Request that a business that sells a consumer's personal data, not sell the consumer's personal data.

  • If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

GDPR Data Protection Rights

We would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

  • The right to access – You have the right to request copies of your personal data. We may charge you a small fee for this service.

  • The right to rectification – You have the right to request that we correct any information you believe is inaccurate. You also have the right to request that we complete the information you believe is incomplete.

  • The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

  • The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

  • The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

  • The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

HAF Modular Home does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

Donation/Sponsorship Policy

1. Purpose

1.1 The purpose of this policy is to govern the acceptance of philanthropic gifts and to provide guidance to donors and their professional advisors in making gifts to the HAF Modular Home. Donors may be individuals, foundations, associations, businesses, or corporations.

2. Scope and application

2.1 The policy applies to the receipt of gifts whether cash, in kind, bequests, shares and some grants where there is an intention to give and the transfer of all right, title and interest in the property is to HAF Modular Home.

2.2 This policy applies to all staff and entities within HAF Modular Home.

3. Definitions

Terms and definitions identified below are specific to this policy and are critical to its effectiveness:

Gift, for the purposes of this policy, has the same meaning as donation.

4. Policy statement

4.1 HAF Modular Home is a Gift Recipient (GR), which allows for the acceptance of monetary gifts. Securing funds through these sources enables HAF Modular Home to deliver Modular Housing. Accepting and appropriately expending these funds ensures public trust and advances the public good that is created by HAF Modular Home.

5. Principles

5.1 Adequacy for purpose

5.1.1 HAF Modular Home encourages donations which support the advancement of its mission and goals.

5.2 Types of donations

5.2 Donations may be in the form of:

5.2.1 Outright gifts

(a) Cash and cash equivalents

These gifts may take the form of currency, cheque, or credit card contribution. Cash gifts are reported as at the date the gift is received by HAF Modular Home. If the gifts are transferred electronically, the date the funds are transferred into HAF Modular Home’s bank account is reported as the receipt date of the gift.

(b) Shares

The value of the shares is determined on the recognised gift date which is established when the donor relinquishes control of the shares.

(c) Real Estate

Real Estate may include improved or unimproved land, personal residences, commercial property, rental property, or rural land. If it is the intention of the donor that HAF Modular Home not immediately dispose of the real estate, an agreement between HAF Modular Home and the donor must be in place before HAF Modular Home may accept such a property. A gift of real estate must be tested with state and commonwealth laws, and the donor must provide satisfactory evidence of environmental compliance.

(d) In kind

HAF Modular Home may accept gifts of personal property, including but not limited to works of art, furniture, rare books, manuscripts, or any other item that is determined as being of value.

HAF Modular Home may sell or otherwise dispose of all gifts in kind unless the items can be used by HAF Modular Home to support its mission. HAF Modular Home’s intention at the time of acceptance of the gift to either resell or use the gift in kind is to be communicated to the donor in writing.

5.2.2 Pledges

Pledges are commitments to give a specific dollar amount according to a fixed time schedule. All pledges or changes to a pledge must be made in writing.

5.2.3 Bequests

A charitable bequest involves the donor’s transfer of money or property to HAF Modular Home at the donor’s death through either the donor’s will or trust.

5.2.4 Endowment

An endowment is a sum of money where the principal is managed in a way that seeks to preserve or grow its value in perpetuity. Donations may be directed to a donor identified account or a general endowment account. The minimum amount to establish a donor identified endowment account is $10,000 over three (3) years. Distributions from the endowment account will be reinvested until the minimum amount is met or unless advised otherwise by the donor.

5.3. Acceptance of donations

5.3.1 The CEO or delegate will be responsible for the review, acceptance, or refusal of gifts to HAF Modular Home. The CEO may also establish a Donation Acceptance Advisory Committee to advise on gift acceptance. All staff must inform the Advancement Office of any planned approach to a potential donor, as well as any conversation that may occur with a donor regarding a prospective donation.

5.3.2 Core to the acceptance of gifts is the maintenance of HAF Modular Home’s academic freedom. For example, a donor may provide funds for the appointment of additional staff and/or to enable research in specific areas, but the donor may not influence the decisions of HAF Modular Home when it comes to who is appointed and how the research is carried out and publicised.

5.5.3 Gifts for life enhancements must comply with relevant policies.
5.5.4 While a donor may place some restrictions on the use of a proposed gift, the donor will maintain no influence over the money or property once transferred to HAF Modular Home. The underlying principle for seeking an alternative use for a gift is to ensure that the impact of the gift is maximised in a way that is as close as practically possible to the donors wishes. Typically, the donor would be consulted on the alternative use, and their views taken into consideration, prior to determining the alternative use. The donor would be advised of the approved alternative use.

5.5.5 HAF Modular Home will not accept gifts that require it to provide any valuable consideration to the donor or anyone designated by the donor, such as employment in HAF Modular Home, enrolment in a HAF Modular Home program, or a HAF Modular Home procurement contract.

5.5.6 HAF Modular Home will not accept gifts that would involve unlawful discrimination.

5.5.7 The Advancement Office is responsible for ensuring that staff are aware of their responsibilities relating to soliciting and managing gifts for HAF Modular Home under this policy.

5.5.8 Where a donation might be subject to the purchase of equipment, it should be made clear to the donor that HAF Modular Home’s processes relating to purchase of equipment prevail.

5.5.9 Some gifts may not be kept by HAF Modular Home in the form in which they are donated. For example, shares may be sold as soon as they are received by HAF Modular Home. In such instances this should be communicated to the donor before the gift is made.

5.5.10 Once a gift has been accepted, the Advancement Office is responsible for recording and acknowledging it.

5.6 Non acceptance of gifts

5.6.1 Gifts which do not support HAF Modular Home’s mission and goals, or which could damage HAF Modular Home’s reputation will not be accepted by HAF Modular Home.

5.6.2 In rare circumstances HAF Modular Home may deem it necessary to refund gifts because:

(a) it is in the best interest of the HAF Modular Home; or

(b) the conditions agreed to in accepting a gift cannot or will not be met and HAF Modular Home decided it would not be appropriate to seek an alternative use.

5.7 Stewardship

5.7.1 Stewardship or the reporting to donors on the impact of their gift is a vitally important part of the responsibility in accepting a gift. Timely acknowledgements will be sent to all donors and, where appropriate, special recognition of certain gifts will be given. This acknowledgement demonstrates HAF Modular Home’s commitment to maintaining long term donor relations and thereby maximising support to HAF Modular Home.

5.8 Gift naming

5.8.1 Certain gifts may be acknowledged with a naming opportunity as outlined in HAF Modular Home’s Naming – Governing Policy. However, donations which result in material benefit to the donor, for example substantial free advertising, may be considered sponsorship, with relevant taxation implications – refer to the Incoming Sponsorship – Operational Policy.

5.9 Management of donations

5.9.1 The Director, Advancement Office is responsible for the management of donations, including the management of databases and systems that facilitate the appropriate handling of donor and donation information.

5.9.2 The spending of donations must be consistent with the requirements of HAF Modular Home contracted procedures.

5.10 Legal and tax counsel

5.10.1 HAF Modular Home is a gift recipient (GR) and may not be entitled to receive income tax deductible gifts and tax-deductible contributions.

5.10.2 HAF Modular Home encourages donors to seek legal and tax advice before making a gift. HAF Modular Home is not able to provide such advice to donors.

5.10.3 HAF Modular Home will inform the donor of circumstances which require the HAF Modular Home to use legal counsel to assist with a gift, for example to review transactions with potential conflicts of interest or to assess any tax or other legal implications in accepting a gift.

5.11 Ethical Standards

5.11.1 HAF Modular Home will work within the local Governments Code of Practice for where the project is being undertaken.

5.12 Compliance

5.12.1 The Advancement Office will ensure that HAF Modular Home complies with relevant legislation with regards to fundraising include the submission of required reports.

6. Authorities / Responsibilities

6.1 The following authorities are delegated under this policy:



  • Responsible for the review, acceptance, or refusal of gifts to HAF Modular Home - CEO, CFO, COO

  • Management of donations - CEO, CFO, COO

  • Approve expenditure of funds available (up to financial delegation amount) to HAF Modular Home by way of bequest, donation or special grant for a matter funded by bequest, donation, or special grant - CEO, CFO, COO


Last Updated: 1/7/2023

Thank you for shopping / supporting us at

If, for any reason, You are not completely satisfied with a transaction, we invite You to review our Policy. 

The following terms are applicable for any products that you purchased / transacted with us.



The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.


For the purposes of this Return and Exchange Policy:


Business Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to HAF Modular Home Located at Level 42, Six Battery Road, Singapore 049909

Goods refer to the items offered for sale on the Service.

Orders mean a request by You to purchase Goods from Us.

Service refers to the Website.

Website refers to My Site, accessible from

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.


If the product you have received which turns out to be defective or otherwise of poor quality (save for direct warranty products which are discussed below), please notify us as soon as reasonably possible after you become aware of the defect or poor quality.

Products that are bought from the Physical Stores can’t be returned. All Items are eligible for return and would be processed if conditions are met.


In order to be eligible for a refund, you have to return the goods within 7 days of your purchase. If the product is damaged in any way, or you have initiated the return after 7 days have passed, you will not be eligible for a refund.

Product must have the receipt or proof of purchase

After we receive your product, our team of professionals will inspect it and process your refund. The money will be refunded to the Original Payment Method you’ve used during the purchase.

Unfortunately, product that were marked as a gift when purchased is not allowed to be Returned or Exchanged.


If you have a request for Return, Refund or Exchange and if you have further clarification and questions, Please do not hesitate to contact us through our:

Email Address:

You will be updated for their Return Status through their EMAIL, provided that contact information is recorded to us.

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